Unlock Elite Travel Benefits- A Step-by-Step Guide to Getting Approved for the United Explorer Card

How to Get Approved for the United Explorer Card

Are you interested in obtaining the United Explorer Card, but unsure about the approval process? Don’t worry; you’re not alone. The United Explorer Card is a popular credit card that offers numerous benefits for frequent travelers. In this article, we will guide you through the steps to increase your chances of getting approved for the United Explorer Card.

1. Check Your Credit Score

The first step in getting approved for the United Explorer Card is to check your credit score. Lenders typically look for a credit score of at least 700 to approve applicants. You can obtain a free copy of your credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) once a year. Review your credit report for any errors or discrepancies and dispute them if necessary.

2. Pay Off Existing Debts

Before applying for the United Explorer Card, it’s essential to pay off any existing debts, especially high-interest debts. Reducing your debt-to-income ratio can significantly improve your credit score and increase your chances of approval.

3. Keep Your Credit Utilization Low

Credit utilization is the percentage of your available credit that you’re currently using. Aim to keep your credit utilization below 30% to maintain a good credit score. If you have multiple credit cards, try to keep the balance on each card below 30% of the credit limit.

4. Apply for the Card During a Credit Card Bonanza

United Airlines often offers special promotions and bonuses for new cardholders. Applying for the United Explorer Card during these promotions can increase your chances of approval. Keep an eye out for limited-time offers and consider applying during these periods.

5. Provide Accurate Information

When filling out the application for the United Explorer Card, ensure that you provide accurate and up-to-date information. Inaccuracies or omissions can lead to a rejected application or a delay in the approval process.

6. Be Prepared for a Hard Inquiry

Applying for a credit card will result in a hard inquiry on your credit report. While this can temporarily lower your credit score, it’s a necessary step in the approval process. Be prepared for this and don’t be discouraged if your score takes a slight dip.

7. Consider a Co-Signer

If you have a low credit score or limited credit history, you may want to consider adding a co-signer to your application. A co-signer with a strong credit history can increase your chances of approval and potentially improve the terms of the card.

8. Follow Up on Your Application

After submitting your application, keep an eye on your email for updates from United Airlines. If you don’t receive an approval decision within a reasonable timeframe, don’t hesitate to contact customer service to inquire about the status of your application.

By following these steps, you can increase your chances of getting approved for the United Explorer Card. Remember that credit card approval is subject to the lender’s discretion, and there’s no guarantee of approval. However, by taking these precautions and being proactive in your application process, you’ll be well on your way to enjoying the benefits of the United Explorer Card.