How to Make Out a Check with Cents
Writing a check with cents can sometimes be a bit tricky, especially if you’re not used to it. However, with a few simple steps, you can easily make out a check that includes cents. In this article, we’ll guide you through the process of writing a check with cents, ensuring that you understand each step and can do it with confidence.
Step 1: Date the Check
The first step in making out a check is to date it. Write the current date in the upper right-hand corner of the check. Make sure to use the correct date format, such as “January 1, 2023,” or “01/01/2023.”
Step 2: Write the Payee’s Name
Next, write the name of the person or business you’re paying on the line that says “Pay to the Order Of” or “Payee.” Be sure to write the name clearly and legibly, as this is the person or entity that will receive the payment.
Step 3: Write the Amount in Words
Now, it’s time to write the amount in words. Start by writing the dollar amount on the line that says “Amount in Words.” For example, if you’re writing a check for $25.75, you would write “Twenty-five and 75/100 dollars.” Be sure to include the cents as a fraction of a dollar, such as “75/100.”
Step 4: Write the Amount in Numbers
After writing the amount in words, write the amount in numbers on the next line. In our example, you would write “$25.75” on this line. Make sure the numbers match the amount you wrote in words.
Step 5: Sign the Check
Finally, sign the check on the line that says “Signature.” This is your authorization for the payment. Be sure to sign your name clearly and legibly, as the bank will need to verify your signature.
Step 6: Fill in the Memo Line (Optional)
Some checks have a memo line where you can write a brief description of the payment. This is optional, but it can be helpful for keeping track of your expenses. For example, you might write “Groceries” or “Electricity Bill” on the memo line.
By following these steps, you can make out a check with cents with ease. Remember to double-check your work before sending the check to ensure accuracy and prevent any potential issues. Happy writing!
