What should you do before you use an ATM?
Using an ATM is a convenient way to access your bank account, but it’s important to take certain precautions to ensure your safety and security. Here are some essential steps you should follow before using an ATM.
1. Choose a Safe Location
Always select a well-lit, busy area to use an ATM. Avoid using ATMs in isolated or poorly lit locations, as they may attract criminals. If you’re using an ATM at night, try to go with a friend or family member for added safety.
2. Check for Skimming Devices
Skimming devices are small devices that can be attached to an ATM to steal your card information. Before inserting your card, carefully inspect the card slot and keypad for any suspicious attachments. If you notice anything unusual, do not use the ATM and report it to the bank immediately.
3. Protect Your PIN
When entering your Personal Identification Number (PIN), cover the keypad with your hand to prevent others from seeing it. If you feel someone is watching, find a different ATM or leave the area. Never share your PIN with anyone, including friends or family.
4. Keep an Eye on Your Surroundings
Stay alert and aware of your surroundings while using an ATM. If you notice anyone suspicious or acting suspiciously, leave the area immediately. It’s better to be safe than sorry.
5. Use a Sensitive ATM
Some ATMs have features that can detect skimming devices. Look for ATMs with a “skimming detection” symbol or ask your bank if they offer this service. These ATMs can help protect your information from being stolen.
6. Check Your Account Regularly
After using an ATM, regularly check your bank account for any unauthorized transactions. If you notice any suspicious activity, report it to your bank immediately.
7. Report Lost or Stolen Cards
If your ATM card is lost or stolen, report it to your bank as soon as possible. The sooner you report the loss, the less likely it is that someone will misuse your card.
8. Keep Your Card Secure
Never leave your ATM card unattended. If you need to step away from the ATM, take your card with you. Also, be cautious when carrying your card in your wallet or purse, as it can be easily stolen.
By following these simple steps, you can help ensure your safety and security when using an ATM. Always remember to stay vigilant and report any suspicious activity to your bank.
